When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. From Aliens to Zombies, the A to Z of Insurance When your life changes, your insurance needs change as well. 2016 Tax Data You Should Know Like it or not, taxes are part of life. Understanding them could help your tax-saving strategy.